KRUGER July 3, 2002, LORETTA (nee Luterman), wife of the late David, mother of Neal Kruger, Dr. Mark (Ruth) Kruger, Dr. Scott (Janet) Kruger, and Dr. Mitchell (Connie) Kruger; daughter of Anne Luterman; sister of Cantor Melvin (Carol) Luterman; grandmother of Dana, David, Aaron, and Daniel. Relatives and friends are invited to funeral services Sun. 11:15 A.M. precisely, GOLDSTEINS' ROSENBERG'S RAPHAEL SACKS SUBURBAN NORTH, 310 Second St. Pike, Southampton. Int. Roosevelt Memorial Park. Family will return to the residence of Neal Kruger. Contributions in her memory may be made to Adath Zion Congregation, Pennway and Friendship Sts., Phila. 19111.