SPIVACK FRANCES (nee Ruthberg), Jan. 20, 2003; wife of the late Solomon, mother of Ronald (Elaine) Spivack and Bernard (Judi) Spivack, sister of Jules (Ida) Ruthberg, Mae Wolf, Anne Winegred and Ethel Serata, sister-in-law of Gertrude Ruthberg, also survived by 4 grandchildren and 6 great grandchildren. Relatives and friends are invited to Graveside Services, Tuesday 12 Noon precisely, at King David Memorial Park (Sec. Z3C). Family will return to the residence of Bernard and Judi Spivack. Contributions in her memory may be made to a charity of the donor's choice. GOLDSTEINS' ROSENBERG'S RAPHAEL SACKS